One of the personal numbers that you want to maintain while living in Illinois is your credit score. This is something that can quickly drop with a few mistakes and that can take some time to raise. Fortunately, there are a few things that you can do without getting a...
Month: May 2022
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How foreclosure works
Foreclosure is a scary word for homeowners in Illinois that are still paying their mortgages off. If you miss enough mortgage payments, your lender could potentially initiate a foreclosure action and take your home. However, foreclosure is typically the last resort...
Understanding the purpose of the FCRA
Obtaining info about your credit report in Illinois can be a tedious process. This is all the more true if you don't know where to turn to in order to get this info. This is why it's crucial to know about a law called the Fair Credit Reporting Act (1970). The FCRA...