Some Illinois residents have problems with debt and need help. If you’re in this situation, you might suddenly have debt collectors constantly calling you. Once it crosses over into harassment, these are steps you can take to deal with it. Send a cease and desist...
Illinois lawmakers designed consumer protection laws to provide a framework for businesses, consumers and the government to ensure maintenance of fair practices. These laws establish several consumer rights. Fraudulent and deceptive practices in Illinois The Illinois...
The Federal Trade Commission has sent letters or emails to 9,000 people in Illinois and around the country who may be entitled to compensation from the home alarm and monitoring company Vivint Smart Home. In April 2021, Vivint had agreed to pay $20 million to settle a...
Artificial intelligence continues to expand its reach into many areas of life, including commerce. The technology has proven to be a valuable tool for Illinois businesses, improving customer service and streamlining operations. Workers and customers might appreciate...
When someone falls behind on their financial obligations, they can amass past-due debt. Often, an Illinois debtor can work out an arrangement to pay what he or she owes. However, those who fall behind and cannot pay can potentially face calls from a collection...
Maintaining a solid credit score can provide greater financial opportunities and stability. However, life can be unpredictable, and sometimes, acquiring debt is unavoidable. For Illinois residents who end up with poor credit scores because of difficult financial...
A 2023 NBC News report posted on the NBC News website states that home foreclosures are on the rise. A separate report from the NBC News website states that as of June 2023, Illinois has had 1,358 foreclosures. The foreclosure spike has contributed to foreclosure...
In Illinois, Democratic senators have raised concerns about medical credit cards and their impact on patients' financial well-being. It is essential for individuals to understand the risks involved with using these cards and consider other options to cover their...
An error on your credit report could make it difficult to get a credit card, an auto loan or a mortgage on your new Illinois home. Fortunately, there are steps that you can take to challenge any mistakes that you discover. The first step is to contact the credit...
Illinois homeowners face many challenges and complexities when dealing with what has come to be known as a zombie foreclosure. This type of foreclosure can cause multiple financial and legal problems for the homeowner if not correctly addressed. The following explains...