Your credit report is a crucial component of your financial health. It contains a detailed credit history, including your borrowing and repayment habits. Credit reports are used by Illinois lenders, employers and landlords to evaluate your creditworthiness, and they...
A credit report contains information about an individual's debts and financial accounts in Illinois. The Consumer Financial Protection Bureau (CFPB) provides information on who has access to a credit report, the types of errors to look for and how to report...
For people in Illinois, consumer protection for credit reporting and other personal finance topics can be a murky subject. Recently, the Consumer Financial Protection Bureau, or CFPB, issued a ruling to help clarify its jurisdiction and that of the state government....
Obtaining info about your credit report in Illinois can be a tedious process. This is all the more true if you don't know where to turn to in order to get this info. This is why it's crucial to know about a law called the Fair Credit Reporting Act (1970). The FCRA...