Illinois lawmakers designed consumer protection laws to provide a framework for businesses, consumers and the government to ensure maintenance of fair practices. These laws establish several consumer rights. Fraudulent and deceptive practices in Illinois The Illinois...
There are few things that illicit more dread for Illinois residents than dealing with debt collectors. Whether you receive a phone call or a letter from a debt collection agency, the feelings of stress are often overwhelming. While debt collectors are persistent,...
People in Illinois have debt for many reasons, including consumer purchases, medical debt and other obligations. Sometimes, the borrower could fall behind on payments, leading to collection actions. The laws guide how debt collectors may operate. Understanding the...
No one enjoys getting phone calls from debt collectors. Unfortunately for many people in Illinois, those anxiety-inducing calls are a regular part of their weekly routine. While debt collectors must follow certain laws, there are certain tips that you should remember...
People who file for bankruptcy in Illinois and around the country do not have to worry about creditor harassment because court orders that prohibit such activities are issued when Chapter 7 and Chapter 13 personal bankruptcy petitions are filed. Consumers who do not...
Although credit cards provide a way to cover expenses in emergency situations and can often be a convenient way to pay your bills, many Illinois residents struggle with mounting charges. The average U.S. household struggles with at least $7000 in credit card bills....
Illinois residents who are heavily in debt often face harassing calls from debt collectors. Debt settlement is a solution that might provide relief from collection activity. What is debt settlement? Debt settlement is an option for individuals with debt but no...
When someone falls behind on debt payments, a collection agency will likely contact them. Few people appreciate phone calls to their Illinois residence or place of work, so debt collectors might try other tactics. One method could involve contacting the debtor through...