Some Illinois residents have problems with debt and need help. If you’re in this situation, you might suddenly have debt collectors constantly calling you. Once it crosses over into harassment, these are steps you can take to deal with it. Send a cease and desist...
Credit Repair
AI and credit reporting issues
Artificial intelligence continues to expand its reach into many areas of life, including commerce. The technology has proven to be a valuable tool for Illinois businesses, improving customer service and streamlining operations. Workers and customers might appreciate...
Concerns about credit reporting services
When someone falls behind on their financial obligations, they can amass past-due debt. Often, an Illinois debtor can work out an arrangement to pay what he or she owes. However, those who fall behind and cannot pay can potentially face calls from a collection...
How credit repair companies streamline the credit repair process
Maintaining a solid credit score can provide greater financial opportunities and stability. However, life can be unpredictable, and sometimes, acquiring debt is unavoidable. For Illinois residents who end up with poor credit scores because of difficult financial...
Look out for these medical credit card pitfalls
In Illinois, Democratic senators have raised concerns about medical credit cards and their impact on patients' financial well-being. It is essential for individuals to understand the risks involved with using these cards and consider other options to cover their...
Disputing an error on your credit report
An error on your credit report could make it difficult to get a credit card, an auto loan or a mortgage on your new Illinois home. Fortunately, there are steps that you can take to challenge any mistakes that you discover. The first step is to contact the credit...
What are some good ways to stretch your money?
You're not alone if you’re an Illinois resident dealing with debt. You might feel like you’re living paycheck-to-paycheck and that there’s no relief in sight, but you can improve your situation. These are some good ways to stretch your money. Keep track of your...
Six money management rules to follow when in debt
Following six rules can help people with money issues get caught up in Illinois. In some cases, people may be able to eliminate some types of debt. No.1: Prioritize debts that hurt your family Some types of debt can harm your family. For example, if you do not pay...
A guide to prioritizing your debt repayments
Debt can negatively impact Illinois residents' financial health and well-being. Whether it's credit card debt, student loans or other forms of debt, it's important to prioritize debt repayment to avoid accruing additional interest charges and late fees. Identify the...
What are the worst things about having a bad credit score?
Even with the best of intentions, some Illinois residents struggle to maintain good credit. A bad credit score can have serious impacts on various areas of your daily life. These are some of the biggest disadvantages you can expect. Lenders consider you a poor risk...